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We are on a mission to make banking fair and transparent

OnJuno is a neo banking platform that aims to give millions of users access to a high yield checking account to grow their savings. OnJuno embraces an open banking system for everyone, regardless of their age, location, or income.

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Mission
Mission
Mission

Founders

We are dedicated to building beautiful financial products.

Varun Deshpande

Varun Deshpande

Varun is serial entrepreneur with experience in financial services. He loves to write about financial inclusion and freedom.

Ratnesh Ray

Ratnesh Ray

Ratnesh is passionate about building scalable applications. He enjoys building AI and Blockchain technologies.

Siddharth Verma

Siddharth Verma

Sid is passionate about creating products that people can fall in love with. He enjoys running marathons and playing tennis.

Have some queries?

Get in touch with the team.

Our Values

We are a passionate team of designers, engineers, and people with a desire to make an impact. Our vision is to become one of the largest neo-banking platforms in the world.

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Empathy

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Ownership

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Transparency

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Trust

OnJuno LifeOnJuno LifeOnJuno LifeOnJuno Life

Working at OnJuno

We're looking for talented people who are tenacious and passionate about building high quality products that will impact the financial futures of millions. If you love personal finance, banking, and investing, feel free to reach out to us.

OnJuno Benefits

Benefits

Learn from personal finance experts and leaders

Benefits

Top-tier health benefits

Benefits

Quarterly budget for professional development

Benefits

Fitness credit in form of CultFit Vouchers

Benefits

Team trips, outings, and hackathons

Think you’d like to work with us?

See Available Jobs >

Investors

OnJuno is backed by some of world’s best known investors.
They’ve invested in household names like Apple, Paypal and Youtube.

Sequoia
Polychain
Consensys
Balaji Srinivasan

Balaji Srinivasan

CTO, Coinbase and GP at a16z

Salil Deshpande

Salil Deshpande

Partner, Bain Capital Ventures

Amrish Rau

Amrish Rau

CEO, Pine Labs

Jitendra Gupta

Jitendra Gupta

Founder, Jupiter Money

Joseph Lubin

Joseph Lubin

Co-Founder, Ethereum

Venu Palaparthi

Venu Palaparthi

VP of Global Markets, NASDAQ

Featured in

Coindesk

Lending Protocol Founders to Launch 'Neo Banking Platform'

The Block

Juno raises $3M for a 'Neo Banking' platform

Economic Times

Neo Banking Platform Juno raises Rs 21 crore in seed round

Contact Us

Tell us how can we help and we’ll get in touch shortly

By submitting this form, you agree to our privacy policy.

The Most Powerful Checking Account

Our checking account gives you higher returns than a savings account with no hidden fees.

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12.15% bonus rate is a promotional rate for our Priority Access users. The Priority access users get 2.15% bonus rate up to $50,000 in deposits. The bonus rate drops to 0.50% beyond $50,000. These bonus rates are fixed until April 30, 2021 and will be subjected to evaluation after.

21.65% bonus rate is a promotional rate for our Premium Access users. The Premium access users get 1.65% bonus rate up to $50,000 in deposits. The bonus rate drops to 0.50% beyond $50,000. These bonus rates are fixed until April 30, 2021 and will be subjected to evaluation after.

31.15% bonus rate is a promotional rate for our Basic Access users. The Basic access users get 1.15% bonus rate up to $50,000 in deposits. The bonus rate drops to 0.50% beyond $50,000. These bonus rates are fixed until April 30, 2021 and will be subjected to evaluation after.

The OnJuno Checking Account and Debit Card are part of an offering of CAPITALJ Inc ("OnJuno") and a Partner Bank. Your deposits at each Bank are eligible for insurance by the Federal Deposit Insurance Corporation (FDIC) up to $250,000, subject to FDIC rules on aggregation of deposits held in the same insurable capacity. Please visit the FDIC website. Neither OnJuno by CAPITALJ Inc. nor any of its subsidiaries is a Bank.

Interest rate and Annual Percentage Yield comparisons are based on a comparison of OnJuno's Checking Account 2.15% bonus rate to the following checking & savings account APYs reported by Bankrate for 7/29/2020: Marcus Savings Account (0.8% APY), Wealthfront Cash Account (0.35% APY), BofA Adv. Relationship (0.02% APY) and Chase Premier+ (0.01% APY). Actual savings may vary based on rates that are available during the time of your deposit The Annual Percentage Yield (APY) for the Cash Account is as of a specific date and may change at any time, which could decrease or increase actual earnings. The national average is based on rates published at https://www.fdic.gov/regulations/resources/rates/, as of July 29, 2020.

Customers will earn cash back for purchases made at selected merchants. Cash back will be reflected in your OnJuno Account upon a transaction being posted. For example, if you make a purchase of $1000 from a select merchant using your OnJuno Debit card, then you would receive a total of $50 as cash back which would be reflected in your account immediately. In case of a refund or dispute resolution, the cash back would be deduced from the amount transferred. This cash back rewards program is subject to change by OnJuno at any time without notice.

OnJuno has curated the list of favorite brands as representative of the kinds of purchases that earn cash back from OnJuno. All third-party trademarks displayed on the Site and App, include these displayed brands, are for informational purposes and does not mean that they have a relationship with or sponsor or endorse OnJuno or are involved in the cash back program. All third-party trademarks displayed are owned by their respective owners.

This site and the account services offered are for U.S. persons only. This is not an offer or solicitation in any jurisdiction where CAPITALJ is not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction. System availability and account access times may vary due to a range of factors, including market conditions, trading volumes, system performance, and other factors.

OnJuno uses Plaid Inc. (“Plaid”) to gather End User’s data from financial institutions. By using our service, you grant OnJuno and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy

© Copyright 2020 OnJuno by CAPITALJ, Inc