Better Than Your
Savings Account

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Earn 2.15% With a Checking Account

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Withdraw Your Money - Anytime, Anywhere

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No Minimum Balance, No Hidden Fees

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No Credit Checks. Opening an account does not affect your credit score.

FDIC-insured up to $250,000 via our partner bank,
Evolve Bank & Trust; Member FDIC

AS SEEN ON

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Pick 5 Brands For 5% Cash Back on Card Spends

Choose from 30+ top brands like Amazon, Walmart, Netflix, DoorDash and more
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Cash back Disclosure

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We’re only a call or a message away! Need a quick answer or technical support?

The Most Powerful Checking Account

A Checking Account that gives you higher returns than any Savings Account

2.15%

0.5%

0.35%

0.01%

0.01%

OnJuno

Marcus

Wealthfront

BofA

Chase

CHECKING

SAVINGS

CASH ACCOUNT

ADV. SAVINGS

SAVINGS

Comparison Disclosure

A Checking Account for Everyone

No matter where you are in your savings journey, start today — it’s free

BASIC

METAL

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Basic

$0/Month (Free Forever)

A powerful checking account to get started and help you save, while you spend.

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Yearly Bonus on Deposits

2.15% on balances up to $5,000

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Yearly Cashbacks

5% on spends up to $500

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Debit Cards

Instant Virtual Cards

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Contactless Mobile Payments

Apple Pay, Google Pay & Samsung Pay

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No Fee Cash Withdrawals

85,000 Allpoint & MoneyPass® ATMs

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Out-of-Network ATMs

1 free withdrawal per month

No Hidden Fees and Free Forever

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Metal

$9.99/Month (Free for 6 months)

A premium banking experience with an exclusive metal card for long term savers.

6x more savings

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Yearly Bonus on Deposits

2.15% on balances up to $30,000

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Yearly Cashbacks

5% on spends up to $3,000

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Debit Cards

Black Metal and Virtual Cards

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Contactless Mobile Payments

Apple Pay, Google Pay & Samsung Pay

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No Fee Cash Withdrawals

85,000 Allpoint & MoneyPass® ATMs

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Out-of-Network ATMs

3 free withdrawals per month

Setup Direct Deposit and upgrade for FREE

The bonus drops to 0.25% on balances above $5,000 for Basic and $30,000 for Metal, with a total limit up to $100,000. After 6 months, Metal customers will be automatically switched to Basic unless you choose to continue. There are no minimum balance requirements for either Basic or Metal checking accounts.

Take Your Checking Account Wherever You Go
Connect your OnJuno account to your favourite apps - Pay your friends, invest in stocks, or buy crypto with a few clicks
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Venmo
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Cashapp
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Robinhood
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Coinbase
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Acorns
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+3800 more apps
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Contactless Payments Made Easy
Start using your Apple Pay, Google Pay, and Samsung Pay for your favorite stores. Make quick and easy contactless payments directly through your phone.
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Better Banking is Here

Don’t just take our word for it.

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The onboarding experience was super smooth and seamless, took no time

Kunal Bodke

Kunal Bodke

Kunal Bodke
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Great place to park some money and earn for both cash parking and spending

Albert Ho

Albert Ho

Albert Ho
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OnJuno is a new type of account that is modern and feels personal and fun

Mark Buchanan

Mark Buchanan

Mark Buchanan

We Have Got You Covered

Your deposits are safe and secure

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Your deposits are insured up to $250,000 through Evolve Bank and Trust, Member FDIC.

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With Mastercard's Zero Liability policy, you’re protected from unauthorized transactions.

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We have cutting edge bank level data security and promise to never sell your data.

The Most Powerful Checking Account

Start saving 2.15% on your deposits and get 5% on top brands like Amazon, Walmart and Netflix

Create a free checking account within 5 mins

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FDIC

Banking Services Provided By
Evolve Bank & Trust; Member FDIC

The OnJuno Checking Account and Debit Card are part of an offering of CAPITALJ Inc ("OnJuno") and Evolve Bank and Trust, Member FDIC. Your deposits at each Bank are eligible for insurance by the Federal Deposit Insurance Corporation (FDIC) up to $250,000, subject to FDIC rules on aggregation of deposits held in the same insurable capacity. Please visit the FDIC website. Neither OnJuno by CAPITALJ Inc. nor any of its subsidiaries is a Bank.

© Copyright 2020 OnJuno by CapitalJ, Inc