353 spots left for Priority Access
Start saving for a rainy day fund
Use Our Checking Account to Achieve Your Financial Goals
With the latest Federal rate cut, the largest banks are offering close to 0% APY on their checking and savings accounts. OnJuno checking will earn you more than 20x the national average*. Deposits up to $250,000 are FDIC insured through our partner bank. Grow your idle money faster with our checking account and start saving towards a rainy day fund, big expense, or vacation.
/ 2500 spots
Fund your account with a minimum opening deposit of $1000. 3 additional free ATM withdrawals per month from out of network ATMs.
/ 2000 spots
1000 spots left
Fund your account with a minimum opening deposit of $500. 2 additional free ATM withdrawals per month from out of network ATMs.
10000 spots left
Fund your account with a minimum opening deposit of $0.
No points, direct cash
Access to cash,
$16,986 in 5 years
Average American pays over
$329 a year in bank fees every year.
As a digital banking platform, we keep our costs low with no physical branches or on-site staff. We don't need to charge our customers with unnecessary hidden fees.
No Minimum Balance
No ATM Withdrawal Fee
No ACH Transfer Fee
Your deposits are FDIC insured up to $250,000 through our Partner
With our card partner’s Zero Liability policy, you’re protected from unauthorized transactions.
We have cutting edge bank level data security and promise to never sell your data.
We are excited to announce that OnJuno has raised a Seed Round of USD 3 Million from Sequoia Capital's Surge Program, Polychain Capital and Dragonfly Capital Partners.
With OnJuno, we are embarking on an important journey to create a new age cross-border neo banking platform. A bank that can be built with empathy for people’s needs and an anti-fragile business model that the public can rely on for their most essential banking needs.
OnJuno is not a federal bank. We offer our banking services through our partnership with a Federal Chartered Bank, Member FDIC. The Partner Bank holds all deposits and will issue the OnJuno Debit Card as well.
Yes, this is a promotional rate for our Priority Access users. All Priority Access users get a 2.15%1 bonus rate of up to $50,000 in deposits till April 30, 2021. The interest rate drops to 0.50% APY beyond $50,000.
The bonus rate for OnJuno is based on a blended rate that is dependent on the federal funds rate and our bonus rate offered. We move your funds to partner banks who accept and maintain deposits and pay a rate based on the federal rate. OnJuno offers a bonus on top of the federal rate to help people get a 2.15%1 bonus rate.
We do not have any account opening or maintenance fees for opening an OnJuno account. We do not charge fees on cash withdrawals and foreign transactions.
OnJuno is a high yield checking account. You can use this checking account to make transfers, debit card purchases, and bill payments. Cash accounts are saving instruments that do not offer the same flexibility of a checking account.
We are pre-qualifying users for Priority Access. When you connect your bank account, we analyze the balances and transactions to understand the usage patterns. This helps in onboarding the right set of users who will benefit from the Priority Access. We do not have any authorization on ACH transfers or Debits and your data is secure.