Personal Finance

2 min read

February 11, 2021

Wells Fargo Routing Number

Find your Wells Fargo routing number and everything else you need to know to send money in the USA and abroad

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Your Wells Fargo Routing Number plays an important role in directing where your money should go. It identifies a particular financial institution and can streamline transactions like direct deposits or making payments. You can easily find your routing number on this page, on your checks or by logging into your online account.

Wells Fargo Routing Numbers By State

Wells Fargo Alabama - 062000080

Wells Fargo Alaska - 125200057

Wells Fargo Arizona - 122105278

Wells Fargo Arkansas - 111900659

Wells Fargo California - 121042882

Wells Fargo Colorado - 121042882

Wells Fargo Connecticut - 021101108

Wells Fargo Delaware - 031100869

Wells Fargo District of Columbia - 054001220

Wells Fargo Florida - 063107513

Wells Fargo Georgia - 061000227

Wells Fargo Hawaii - 121042882

Wells Fargo Idaho - 124103799

Wells Fargo Illinois - 071101307

Wells Fargo Indiana - 074900275

Wells Fargo Iowa - 073000228

Wells Fargo Kansas - 101089292

Wells Fargo Kentucky - 121042882

Wells Fargo Louisiana - 121042882

Wells Fargo Maine - 121042882

Wells Fargo Maryland - 055003201

Wells Fargo Massachusetts - 121042882

Wells Fargo Michigan - 091101455

Wells Fargo Minnesota - 091000019

Wells Fargo Mississippi - 062203751

Wells Fargo Missouri - 121042882

Wells Fargo Montana - 092905278

Wells Fargo Nebraska - 104000058

Wells Fargo Nevada - 321270742

Wells Fargo New Hampshire - 121042882

Wells Fargo New Jersey - 021200025

Wells Fargo New Mexico - 107002192

Wells Fargo New York - 026012881

Wells Fargo North Carolina - 053000219

Wells Fargo North Dakota - 091300010

Wells Fargo Ohio - 041215537

Wells Fargo Oklahoma - 121042882

Wells Fargo Oregon - 123006800

Wells Fargo Pennsylvania - 031000503

Wells Fargo Rhode Island - 121042882

Wells Fargo South Carolina - 053207766

Wells Fargo South Dakota - 091400046

Wells Fargo Tennessee - 064003768

Wells Fargo Texas - 111900659

Wells Fargo Texas (El Paso) - 112000066

Wells Fargo Utah - 124002971

Wells Fargo Vermont - 121042882

Wells Fargo Virginia - 051400549

Wells Fargo Washington - 125008547

Wells Fargo West Virginia - 121042882

Wells Fargo Wisconsin - 075911988

Wells Fargo Wyoming - 102301092

What Is a Routing Number?

A routing number is a 9-digit number that identifies the financial institution related to the bank account.

The nine digits can be broken down into several components. The first four digits of the Wells Fargo routing number refer to the Federal Reserve routing number and the following four refer to an American Bankers Association (ABA) routing number, and the last number is the “check digit”. A “check digit” is used to verify the routing number through a special equation. This can help ensure its accuracy and authenticity.

What Is the Wells Fargo Routing Number Used For?

So you might be wondering what the Wells Fargo routing number has to do with you and why it’s important, but a routing number is actually used for many different day-to-day financial transactions.

A Wells Fargo routing number is used to complete financial transactions such as direct deposit payments, bill payment, and tax payments. Your routing number serves as the location identifier for the financial institution you opened your account with.

So for example, when you have direct deposit, your paycheck is put into your bank account. The routing number in this case tells the money which financial institution to go to.

Routing numbers are kind of like addresses for financial institutions and each one will have a different one. The number illustrates that the financial institution has an account with the Federal Reserve.

Different Types of Routing Numbers

Your routing number is used to identify a particular financial institution. But some big financial institutions can have various routing numbers that may be based on the state you hold the account in.

On top of that, there can be different types of routing numbers based on the specific action. For example, there can be different routing numbers for wire transfers than ACH or direct deposit.

Wells Fargo Routing Number vs Account Number

Your Wells Fargo routing number isn’t the only important number when it comes to managing your finances. Your account number plays an important role as well.

When completing financial transactions, you’re typically asked about your routing number and your account number. But what’s the difference?

The routing number is the identifier of the bank or financial institution, whereas your account number refers to your specific financial account. So an account number can represent your personal checking account, for example.

So your routing number is kind of like your address and your account number is like an apartment number, showing which specific one it is.

Where to Find the Wells Fargo Routing Number on a Check

Though checks are going out of fashion in favor of digital tools for payments, you might still need to use one from time to time. Your checks have your routing number on them. If you need to find your Wells Fargo routing number on a check, look at the 9-digit number in the bottom left-hand corner. That is your routing number, but it’s just the nine digits.

The other digits in the middle are your account number and the numbers on the right side are your check number.

OnJuno Homepage

Routing Number vs Swift Codes vs IBANs: What's the Difference?

Routing numbers are used for financial transactions in the U.S. to identify the financial institution. But there are also other codes that do something similar but in different places outside of the U.S.  

For example, there are SWIFT codes. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

SWIFT codes are used when sending or receiving money from abroad and are similar to a routing number. SWIFT codes identify a particular financial institution.

IBAN, or International Bank Account Number, refers to a specific country and account, so it’s similar to an account number though not a replacement for one. SWIFT codes and IBANs are used to manage overseas payments, whether you’re sending or receiving.  

So you might see the terms ‘routing number’ and ‘account number’ when referring to payments sent and received in the U.S., but you’ll see terms ‘SWIFT codes’ and ‘IBAN’ for international payment transactions.

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