Grow

2 min read

Feb 11, 2021

February 11, 2021

Chase Routing Number

Find your Chase routing number and everything else you need to know to send money in the USA and abroad

Your Chase Routing Number plays an important role in directing where your money should go. It identifies a particular financial institution and can streamline transactions like direct deposits or making payments. You can easily find your routing number on this page, on your checks or by logging into your online account.

Chase Routing Numbers By State

Chase Arizona - 122100024

Chase California - 322271627

Chase Colorado - 102001017

Chase Connecticut - 021100361

Chase Florida - 267084131

Chase Georgia - 061092387

Chase Idaho - 123271978

Chase Illinois - 071000013

Chase Indiana - 074000010

Chase Kentucky - 083000137

Chase Louisiana - 065400137

Chase Michigan - 072000326

Chase Nevada - 322271627

Chase New Jersey - 021202337

Chase New York (Downstate) - 021000021

Chase New York (Upstate) - 022300173

Chase Ohio - 044000037

Chase Oklahoma - 103000648

Chase Oregon - 325070760

Chase Texas - 111000614

Chase Utah - 124001545

Chase Washington - 325070760

Chase West Virginia - 051900366

Chase Wisconsin - 075000019

OnJuno Homepage

What Is a Routing Number?

A routing number is a 9-digit number that identifies the financial institution related to the bank account.

The nine digits can be broken down into several components. The first four digits of the Chase routing number refer to the Federal Reserve routing number and the following four refer to an American Bankers Association (ABA) routing number, and the last number is the “check digit”. A “check digit” is used to verify the routing number through a special equation. This can help ensure its accuracy and authenticity.

What Is the Chase Routing Number Used For?

So you might be wondering what the Chase routing number has to do with you and why it’s important, but a routing number is actually used for many different day-to-day financial transactions.

The Chase routing number is used to complete financial transactions such as direct deposit payments, bill payment, and tax payments. Your routing number serves as the location identifier for the financial institution you opened your account with.

So for example, when you have direct deposit, your paycheck is put into your bank account. The routing number in this case tells the money which financial institution to go to.

Routing numbers are kind of like addresses for financial institutions and each one will have a different one. The number illustrates that the financial institution has an account with the Federal Reserve.

OnJuno Homepage

Different Types of Routing Numbers

The Chase routing number is used to identify the particular financial institution. But some big financial institutions can have various routing numbers that may be based on the state you hold the account in.

On top of that, there can be different types of routing numbers based on the specific action. For example, there can be different routing numbers for wire transfers than ACH or direct deposit.

Chase Routing Number vs Account Number

Your Chase routing number isn’t the only important number when it comes to managing your finances. Your account number plays an important role as well.

When completing financial transactions, you’re typically asked about your routing number and your account number. But what’s the difference?

The routing number is the identifier of the bank or financial institution, whereas your account number refers to your specific financial account. So an account number can represent your personal checking account, for example.

So your routing number is kind of like your address and your account number is like an apartment number, showing which specific one it is.

Where to Find the Chase Routing Number on a Check

Though checks are going out of fashion in favor of digital tools for payments, you might still need to use one from time to time. Your checks have your routing number on them. If you need to find your Chase routing number on a check, look at the 9-digit number in the bottom left-hand corner. That is your routing number, but it’s just the nine digits.

The other digits in the middle are your account number and the numbers on the right side are your check number.

OnJuno Homepage

Routing Number vs Swift Codes vs IBANs: What's the Difference?

Routing numbers are used for financial transactions in the U.S. to identify the financial institution. But there are also other codes that do something similar but in different places outside of the U.S.  

For example, there are SWIFT codes. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

SWIFT codes are used when sending or receiving money from abroad and are similar to a routing number. SWIFT codes identify a particular financial institution.

IBAN, or International Bank Account Number, refers to a specific country and account, so it’s similar to an account number though not a replacement for one. SWIFT codes and IBANs are used to manage overseas payments, whether you’re sending or receiving.  

So you might see the terms ‘routing number’ and ‘account number’ when referring to payments sent and received in the U.S., but you’ll see terms ‘SWIFT codes’ and ‘IBAN’ for international payment transactions.


OnJuno
OnJuno offers a free FDIC-Insured checking account that returns 20x more on your deposits than traditional alternatives.

The Most Powerful Checking Account

Start saving 2.15% on your deposits and get 5% on top brands like Amazon, Walmart and Netflix

Create a free checking account within 5 mins

Email
FDIC

Banking Services Provided By
Evolve Bank & Trust; Member FDIC

The OnJuno Checking Account and Debit Card are part of an offering of CAPITALJ Inc ("OnJuno") and Evolve Bank and Trust, Member FDIC. Your deposits at each Bank are eligible for insurance by the Federal Deposit Insurance Corporation (FDIC) up to $250,000, subject to FDIC rules on aggregation of deposits held in the same insurable capacity. Please visit the FDIC website. Neither OnJuno by CAPITALJ Inc. nor any of its subsidiaries is a Bank.

© Copyright 2020 OnJuno by CapitalJ, Inc