2 min read

Feb 11, 2021

February 11, 2021

Bank of America Routing Number

Find your Bank of America routing number and everything else you need to know to send money in the USA and abroad

Your Bank of America Routing Number plays an important role in directing where your money should go. It identifies a particular financial institution and can streamline transactions like direct deposits or making payments. You can easily find your routing number on this page, on your checks or by logging into your online account.

Bank of America Routing Numbers By State

Bank of America Alabama - 051000017

Bank of America Alaska - 051000018

Bank of America Arizona - 122101706

Bank of America Arkansas - 082000073

Bank of America California - 121000358

Bank of America Colorado - 123103716

Bank of America Connecticut - 011900254

Bank of America Delaware - 031202084

Bank of America District of Columbia - 054001204

Bank of America Florida - 063100277/ 063000047

Bank of America Florida (West) - 063100277

Bank of America Georgia - 061000052

Bank of America Hawaii - 051000017

Bank of America Idaho - 123103716

Bank of America Illinois - 081904808

Bank of America Illinois (North) - 071000505

Bank of America Illinois (Chicago Metro) - 081904808/ 0071103619

Bank of America Indiana - 071214579

Bank of America Iowa - 073000176

Bank of America Kansas - 101100045

Bank of America Kentucky - 051000017

Bank of America Louisiana - 051000017

Bank of America Maine - 011200365

Bank of America Maryland - 052001633

Bank of America Massachusetts - 011000138

Bank of America Michigan - 072000805

Bank of America Minnesota - 071214579

Bank of America Mississippi - 051000017

Bank of America Missouri (East) - 081000032/ 101000035

Bank of America Missouri (West) - 081000033

Bank of America Montana - 051000017

Bank of America Nebraska - 051000017

Bank of America Nevada - 122400724

Bank of America New Hampshire - 011400495

Bank of America New Jersey - 021200339

Bank of America New Mexico - 107000327

Bank of America New York - 021000322

Bank of America North Carolina - 053000196

Bank of America North Dakota - 051000017

Bank of America Ohio - 051000017

Bank of America Oklahoma - 103000017

Bank of America Oregon - 323070380

Bank of America Pennsylvania - 031202084

Bank of America Rhode Island - 011500010

Bank of America South Carolina - 053904483

Bank of America South Dakota - 051000017

Bank of America Tennessee - 064000020

Bank of America Texas (North) - 111000025

Bank of America Texas - 111000025/ 113000023

Bank of America Utah - 051000017

Bank of America Vermont - 051000017

Bank of America Virginia - 051000017

Bank of America Washington - 125000024

Bank of America West Virginia - 051000017

Bank of America Wisconsin - 051000017

Bank of America Wyoming - 051000017

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What Is a Routing Number?

A routing number is a 9-digit number that identifies the financial institution related to the bank account.

The nine digits can be broken down into several components. The first four digits of the Wells Fargo routing number refer to the Federal Reserve routing number and the following four refer to an American Bankers Association (ABA) routing number, and the last number is the “check digit”. A “check digit” is used to verify the routing number through a special equation. This can help ensure its accuracy and authenticity.

What Is the Bank of America Routing Number Used For?

So you might be wondering what the Bank of America routing number has to do with you and why it’s important, but a routing number is actually used for many different day-to-day financial transactions.

A Bank of America routing number is used to complete financial transactions such as direct deposit payments, bill payment, and tax payments. Your routing number serves as the location identifier for the financial institution you opened your account with.

So for example, when you have direct deposit, your paycheck is put into your bank account. The routing number in this case tells the money which financial institution to go to.

Routing numbers are kind of like addresses for financial institutions and each one will have a different one. The number illustrates that the financial institution has an account with the Federal Reserve.

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Different Types of Routing Numbers

Your routing number is used to identify a particular financial institution. But some big financial institutions can have various routing numbers that may be based on the state you hold the account in.

On top of that, there can be different types of routing numbers based on the specific action. For example, there can be different routing numbers for wire transfers than ACH or direct deposit.

Bank of America Routing Number vs Account Number

Your Bank of America routing number isn’t the only important number when it comes to managing your finances. Your account number plays an important role as well.

When completing financial transactions, you’re typically asked about your routing number and your account number. But what’s the difference?

The routing number is the identifier of the bank or financial institution, whereas your account number refers to your specific financial account. So an account number can represent your personal checking account, for example.

So your routing number is kind of like your address and your account number is like an apartment number, showing which specific one it is.

Where to Find the Bank of America Routing Number on a Check

Though checks are going out of fashion in favor of digital tools for payments, you might still need to use one from time to time. Your checks have your routing number on them. If you need to find your Bank of America routing number on a check, look at the 9-digit number in the bottom left-hand corner. That is your routing number, but it’s just the nine digits.

The other digits in the middle are your account number and the numbers on the right side are your check number.

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Routing Number vs Swift Codes vs IBANs: What's the Difference?

Routing numbers are used for financial transactions in the U.S. to identify the financial institution. But there are also other codes that do something similar but in different places outside of the U.S.  

For example, there are SWIFT codes. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

SWIFT codes are used when sending or receiving money from abroad and are similar to a routing number. SWIFT codes identify a particular financial institution.

IBAN, or International Bank Account Number, refers to a specific country and account, so it’s similar to an account number though not a replacement for one. SWIFT codes and IBANs are used to manage overseas payments, whether you’re sending or receiving.  

So you might see the terms ‘routing number’ and ‘account number’ when referring to payments sent and received in the U.S., but you’ll see terms ‘SWIFT codes’ and ‘IBAN’ for international payment transactions.

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